HomeUncategorizedApp that redefines ‘any-time money’ loans to the salaried

App that redefines ‘any-time money’ loans to the salaried


Those awkward days of borrowing money from a relative or friend are over. Be it a salary delay, or a medical emergency, this new app provides a solution to all kinds of problems

Money Loji, a modern money-lending platform based on AI, offers the quickest and the most secure loans to the salaried for an immediate requirement with flexible repayment options starting from seven days to a maximum of 90 days.



Unique 3-step process

They follow a unique 3-step process — application, approval, disbursement — that is carried out within just 3-4 minutes. The eligibility criterion is a minimum in-hand salary of Rs20,000 per month and a minimum age of 23 years. The application requires users to upload an identity proof, an address proof and the last 3 months’ bank statement alongside the salary slips.

For meeting unexpected medical expenses, buying a new gadget or appliance, planning a short trip or a short-term education course, paying monthly rents, hospital bills, or EMIs on personal loans, housing loans and insurance policies, or advancing someone urgent funds, the Money Loji app is an ideal platform for salaried professionals.

Money at a click

The latest AI technology for application and disbursement ensures that the loan amount is credited to an applicant’s account with just a few clicks and that, too, from the comfort of one’s home.



Secure transactions

It ensures security and reduces the chances of data misuse backed by world-class security protocols to encrypt all your data, whether you need to borrow Rs10,000, or an instant, short-term loan of Rs100,000.

The app’s USP is its flexible repayment process. You can pay in one EMI if the period of loan is less than 30 days, while you get an option of paying in three easy EMIs if your loan period is more than 30 days and up to 90 days.

Some other reasons for taking personal loans

* Buying a new phone/electronics under discounts and offers

* Paying bills/EMIs

* Planning a short/long trip

* Immediate medical expenses

Why MoneyLoji?

* Quick and on-the-go process

* Loan disbursement within 5 minutes

* Simple Repayment methods








‘Unique platform’

‘It’s a unique platform because there’s no manual interference and disbursement happens in just 5 minutes. Being a registered NBFC gives us the upper hand among various fin-tech lending platforms in India as it not only provides us with flexibility in terms of product changes, but also instils confidence in consumers. Unsecured personal loan business with customers with flexible credit scores has seen a growth of 33% compared to that in the past year. The payday loan market in India is currently estimated at Rs80,000 crore and has been going up YoY. We’ll be coming out soon with a similar lending platform for self-employed business professionals and SMEs, keeping our core USPs, such as algorithmic, 5-minute disbursal, machine intelligence and no manual interference, intact’

  • Binit Kumar, CEO

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